[{"data":1,"prerenderedAt":107},["ShallowReactive",2],{"article-\u002Farticles\u002Funderstanding-insurance-coverage":3},{"id":4,"title":5,"author":6,"body":7,"category":6,"date":91,"description":92,"extension":93,"featuredImage":94,"featuredImageAlt":95,"meta":96,"navigation":100,"path":101,"seo":102,"seoDescription":103,"seoTitle":104,"stem":105,"tags":6,"__hash__":106},"articles\u002Farticles\u002Funderstanding-insurance-coverage.md","Understanding Insurance Coverage",null,{"type":8,"value":9,"toc":83},"minimark",[10,14,19,22,38,42,50,54,62,66,80],[11,12,13],"p",{},"Insurance terms can be confusing. Knowing your coverage details before a crash makes claim decisions much easier.",[15,16,18],"h2",{"id":17},"start-with-the-declarations-page","Start With The Declarations Page",[11,20,21],{},"Your declarations page usually lists:",[23,24,25,29,32,35],"ul",{},[26,27,28],"li",{},"Policy number and coverage dates",[26,30,31],{},"Drivers covered by the policy",[26,33,34],{},"Coverage limits and deductibles",[26,36,37],{},"Optional add-ons such as rental or towing",[15,39,41],{"id":40},"core-liability-coverage","Core Liability Coverage",[23,43,44,47],{},[26,45,46],{},"Bodily Injury Liability: helps pay for injuries you cause to others",[26,48,49],{},"Property Damage Liability: helps pay for damage to another person’s property",[15,51,53],{"id":52},"commonly-required-coverage","Commonly Required Coverage",[23,55,56,59],{},[26,57,58],{},"Personal Injury Protection (PIP): helps with medical expenses and some lost wages",[26,60,61],{},"Uninsured\u002FUnderinsured Motorist: may help when the other driver has little or no coverage",[15,63,65],{"id":64},"optional-coverage-to-evaluate","Optional Coverage To Evaluate",[23,67,68,71,74,77],{},[26,69,70],{},"Collision: damage to your own vehicle from impact events",[26,72,73],{},"Comprehensive: non-collision events such as theft, weather, or vandalism",[26,75,76],{},"Glass: windshield and window-specific repairs",[26,78,79],{},"Gap: difference between loan balance and vehicle value when totaled",[11,81,82],{},"Review limits and deductibles at least once a year so your policy still matches your situation.",{"title":84,"searchDepth":85,"depth":85,"links":86},"",2,[87,88,89,90],{"id":17,"depth":85,"text":18},{"id":40,"depth":85,"text":41},{"id":52,"depth":85,"text":53},{"id":64,"depth":85,"text":65},"2021-03-02T02:41:54","A practical breakdown of common auto insurance coverages and what each one typically protects.","md","images\u002Farticles\u002Funderstanding-insurance-coverage.jpg","Insurance documents and policy paperwork on a desk",{"updated":97,"legacyWpId":98,"legacySlug":99},"2021-05-20T21:40:12","403","understanding-insurance-coverage",true,"\u002Farticles\u002Funderstanding-insurance-coverage",{"title":5,"description":92},"Understand liability, PIP, uninsured motorist, collision, and comprehensive coverage before filing your claim.","Understanding Auto Insurance Coverage | Florida Car Accident Advisor","articles\u002Funderstanding-insurance-coverage","m5wjVTVUM5u4HIiOG0aT5QeZoqjnGQGPq8JsZ6V77S8",1779062699804]